• sm@vmigrant.com
  • Working Hours: 8:00 AM – 7:45 PM

Who Can Open a U.S. Bank Account?

You can open a U.S. bank account if you are:

Banks We Work With

Vmigrant helps you open accounts with the best U.S. fintech banks:

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Mercury Bank (Most Popular)
  • No U.S. visit
  • Debit cards
  • Virtual cards
  • ACH & wire transfers
  • FDIC-insured partners
  • Best for startups, e-commerce, agencies
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Relay Financial
  • Multi-user access
  • Sub-accounts
  • Bill pay
  • ACH & wire
  • Strong automation tools
  • Ideal for agencies & bookkeeping
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Wise Business Account
  • Multi-currency account
  • USD, EUR, GBP, CAD
  • Debit card
  • Perfect for global operations
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Payoneer Business Account
  • Receive USD, GBP, EUR
  • Linked with Amazon, Upwork
  • Ideal for freelancers & marketplaces
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Stripe Treasury / Stripe Atlas
  • Integrated banking
  • Perfect for SaaS & platforms

What Vmigrant Provides

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Fully Remote Bank Account Setup

No travel, no embassy, no SSN.

Account Eligibility Review

We make sure your documents are ready.

Proper Company Documentation

Banks require:

  • LLC documents
  • EIN
  • Operating Agreement

We prepare everything perfectly.

Application Submission Support

We guide you step-by-step.

Verification Guidance

We help you pass KYC verification.

Account Activation Help

We assist until your account is fully active.

Start Banking Application
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Why a U.S. Bank Account is Essential

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Accept USD Payments

Stripe • PayPal • Amazon • Etsy • eBay • Shopify • Upwork • Fiverr

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Receive International Transfers

ACH • Wire • SWIFT

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Build Trust With International Clients

A U.S. bank account makes businesses look global & reliable.

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Pay Staff, Freelancers & Vendors

Smooth global payments.

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Hold USD

Avoid inflation and currency instability.

Documents Required

Processing Time & Validity

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Bank Account Approval:

24 hours to 7 days depending on bank.

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Debit Cards:

Instant virtual cards

Physical cards shipped internationally (bank-dependent)

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Why Choose Vmigrant for Bank Account Opening?

Common Problems Without Expert Help

Most non-residents fail because of:

  • Incorrect EIN
  • Missing operating agreement
  • No company website
  • Wrong business description
  • KYC verification failure
  • Wrong state selection
  • Mismatch in documents
  • Red flags in application

Vmigrant prevents all of these issues.


Frequently Asked Questions

Yes — 100% remote.

No.

No — only EIN + LLC docs are required.

Mercury (most recommended) or Relay.

Yes — with a U.S. bank account & EIN.

No — ITIN is NOT required for non-resident LLCs.

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Open Your U.S. Bank Account Today

Let Vmigrant help you build your global financial foundation.

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